🎓 Bank of Commerce Student Checking: Smart Banking for Students
- meganslaughtercrea
- Jun 23
- 2 min read
At Bank of Commerce, we’re always for you, offering tailored solutions that grow with you. Our Student Checking account is built to support students—combining flexibility, convenience, and smart features to help you manage your money with ease.
Why Choose Student Checking?
No Monthly Service FeesEnjoy fee-free banking until you turn 24—no need to worry about monthly charges during your college years.
$0 Minimum Opening DepositThere’s no barrier to get started—open your account with zero dollars.
Age-Based AccessAvailable to students ages 15–23. Under 18? You’ll just need a parent or guardian as a secondary account owner.
Key Features You’ll Love
Online & Mobile Banking + Zelle®Manage your account anytime, anywhere—and send or receive money instantly with friends or family using Zelle.
Free Debit Card + Unlimited Check WritingEnjoy easy access to your funds with no extra fees or limits.
ATM Surcharge ReimbursementsGet up to $20 per statement cycle reimbursed when you use out-of-network ATMs.
Savings Made SimpleAutomatically round up debit card purchases and transfer the “spare change” into savings—small steps that add up.
Bonus Perks Inspired by Premium AccountsEnjoy credit monitoring (including your VantageScore) to help you build strong financial habits.
What Happens at Age 24?
Upon turning 24:
🌟 A $3 monthly service fee applies—unless you maintain a $1,000 daily balance or sign up for eStatements, which keeps your account fee-free.
Additional Info
Early-closure Fee: Closing the account within 90 days may result in a $20 fee .
Lost/Stolen Card? Report it immediately at 800‑500‑1044. Need help with telephone banking? Call 662‑453‑4220.
💡 How to Get Started
Apply Online: Visit Bank of Commerce’s site and click “Apply Now” on the Student Checking page.
Enroll in eBanking: Gain around-the-clock access via online banking or the mobile app.
Receive Your Debit Card: Order instantly issued cards—use them in days.
Who It’s For
Perfect for high school and college students looking for a hassle-free, value-packed checking account. Whether you’re learning budgeting, sending money home, or saving a few bucks each purchase, Student Checking gives you tools to succeed.
Why Bank of Commerce?
🏦 Bank With a Purpose: As a local Mississippi bank, we blend personal service with modern banking technology .
🌟 Savings Built-In: “Savings Made Simple” turns everyday spending into incremental savings, no effort required.
🔒 Protection & Peace of Mind: Enjoy credit monitoring and financial planning tools that put you ahead.
Ready to begin your banking journey the smart way? Open Student Checking today and gain the freedom to manage money, save effortlessly, and build strong credit—all without monthly fees.
Apply now on our website or stop by any Bank of Commerce branch near you—because we’re always for you.
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