💼 Bank of Commerce Business Checking: Built for Your Growth
- meganslaughtercrea
- Jun 23
- 2 min read

At Bank of Commerce, we’re always for you—supporting businesses of every size with tailored banking solutions. Whether you’re launching a startup or scaling your operations, our Business Checking accounts offer simple, smart, and secure banking.
🏢 Account Options to Suit Your Needs
1. Business Checking
Monthly service fee: $15 if daily balance falls below $1,000
Minimum opening deposit: $1,000
Features: Unlimited transactions, free Visa debit card with instant issue, online + mobile banking, overdraft coverage through the Companion Account
2. Free Business Checking
$0 monthly fee, regardless of balance
Minimum $1,000 to open
Balances of $10,000+ may earn interest at a variable rate
Unlimited transactions, debit card, online/mobile access, and overdraft support via Companion Account
3. Business Interest Checking
$20 monthly fee if balance drops below $5,000
$1,000 minimum to open
Tiered interest applies to balances $1,000+
Same unlimited transactions, debit card, online/mobile access, and overdraft support
🔧 Manage Your Money Effortlessly
Online & Mobile Banking: 24/7 account access, transfers, bill pay, eStatements, and Zelle®
Free Visa Debit Card: Instant access with global acceptance; surcharge-free ATM use within network
Overdraft Protection: Link with a Companion Account for peace of mind
🛡 Security & Support You Can Trust
Fraud Alerts: We’ll never ask for personal banking info via phone/text; if you encounter suspicious contact, hang up and call us.
Debit Card Assistance: Report lost/stolen cards 24/7 at 800‑500‑1044 or call 662‑453‑4220 for help.
FDIC-Insured: Your business funds are secured by the full faith and credit of the U.S.
⚖ Fee & Balance Cheat Sheet
Account Type | Monthly Fee | Waiver/Interest Threshold | Opening Deposit |
Business Checking | $15 if < $1,000 | Maintain ≥ $1,000 | $1,000 |
Free Business Checking | $0 | Interest earned if ≥ $10,000 | $1,000 |
Business Interest Checking | $20 if < $5,000 | Tiered interest for ≥ $1,000 | $1,000 |
Plus: Early account closing within 90 days incurs a $20 fee; dormancy charges follow inactivity guidelines.
✔ Why Bank of Commerce?
Tailored Choices: Select the account that suits your balance and banking activity.
Unlimited Access: Enjoy unlimited transactions & powerful digital tools.
Reliable Support: From instant debit cards to overdraft coverage and fraud protection, we're here for you.
Local and Accessible: With branches across Mississippi, including Greenwood, Oxford, Starkville, Columbus, West Point, Charleston, North Carrollton and Morton, support is close at hand.
🚀 Ready to Start?
Apply Online or In‑Branch: Visit BankCom.com or stop by any local office.
Get Your Debit Card Fast: Instant issue cards ready in days.
Activate eBanking: Enroll in online and mobile banking today to manage your business anywhere.
Learn More & Connect
Explore related services like Business Savings, Treasury Solutions, ACH Origination, and Remote Deposit Capture to streamline cash flow and operations.
At Bank of Commerce, your success is personal. Choose the Business Checking account that aligns with your goals—and let’s grow together. Because we’re always for you.
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