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Business Savings

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Give your business greater returns with our savings options.

Bank of Commerce offers a variety of business savings options to help your company grow its financial reserves. All accounts come with easy access and management tools to support your business’s financial goals.

Overdraft Coverage Available with our Savings Options

Bank of Commerce offers Overdraft Coverage to help businesses manage their cash flow and avoid overdraft fees. By linking a companion account—such as a money market account—to your business checking account, funds are automatically transferred to cover transactions when needed. This ensures seamless operations, prevents declined payments, and helps maintain financial stability.

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With Overdraft Coverage, you get peace of mind knowing your business transactions will go through without interruption. 

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Business Sapphire
Money Market

• SERVICE FEE: $0 • Minimum Opening Deposit: $0 • Balances of $10,000 and up earn variable market rate of interest based on tiered structure • Limited Transactions: 6 per month/ statement cycle ($1 for each over 6) • If the account is closed within 90 days of opening, a $20 early closing fee will apply • Free Online Banking • Free Mobile Banking • Overdraft Coverage Available with Companion Account

Investment Savings

• SERVICE FEE: $5 per statement cycle (quarterly) if balance falls below $300 • Minimum Opening Deposit: $300 • Balances of $300 and up earn variable rate of interest based on tiered structure • Limited Transactions: 6 per quarter/statement cycle ($1 for each over 6) • If the account is closed within 90 days of opening, a $20 early closing fee will apply • Free Online Banking • Free Mobile Banking

Business Money Market IMMIA

• SERVICE FEE: $8 per statement cycle (monthly) if balance falls below $2,500 • Minimum Opening Deposit: $2,500 • Balances of $2,500 and up earn variable market rate of interest • Limited Transactions: 6 per month/ statement cycle ($1 for each over 6) • If the account is closed within 90 days of opening, a $20 early closing fee will apply • Free Online Banking • Free Mobile Banking • Overdraft Coverage Available with Companion Account

Certificates of Deposit (CDs)

We offer Certificates of Deposits (CDs) with maturities ranging from 29 days to 5 years. All certificates of deposit have a substantial penalty for early withdrawal.

Lost or Stolen Debit Card?


Call 800-500-1044. For telephone banking, call 662-453-4220. Email us at bocbank@bankcom.com.

(Due to the unsecure nature of email, Bank of Commerce advises against including non-public information.)

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