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Student Checking

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Introducing
Student Checking –
Made JUST for you!

Available to students ages 15-23, the Student Checking account combines flexibility, convenience, and powerful financial tools to help you manage your money while focusing on your education. With no monthly service fees until your 24th birthday and a range of benefits, it's banking that fits your lifestyle. 

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What You'll Get with

Student Checking

  • No Monthly Service Fees until you turn 24, so you can bank worry-free during your college years.

  • $0 Minimum Opening Deposit

  • Online & Mobile Banking – Manage your account anytime, anywhere with ease.

  • Zelle® – Send and receive money instantly with friends and family.

  • Free Debit Card – Access your funds quickly and securely.

  • ATM Surcharge Reimbursements – Get up to $20 in ATM surcharge reimbursements per statement cycle when using out-of-network ATMs.

  • Unlimited Check Writing – Flexibility when you need it.

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Bonus Features Inspired by Premium Checking:

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Credit Monitoring
Keep an eye on your credit with access to your Vantage score and regular reports.

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Savings Made Simple
Automatically round up debit card purchases to the nearest dollar and transfer the spare change to your savings account.

Start Smart, Bank Smart!

The Student Checking account from Bank of Commerce is built to support you through your student years and beyond, with benefits that help you save and protect your financial future. No monthly service fees. No worries. Just smart banking.

Open your account today!

Bank of Commerce – Always for you.

Students under age 18 must have a parent or guardian as a secondary owner on the account. Accounts closed within 90 days of account opening will incur a $20 early closing fee.

The monthly service fee will be waived until the student’s 24th birthday. At that time, the service fee will be $3.00 each statement cycle OR $0 if a daily balance of $1,000 is maintained OR the accountholder receives e-statements.

Lost or Stolen Debit Card?


Call 800-500-1044. For telephone banking, call 662-453-4220. Email us at bocbank@bankcom.com.

(Due to the unsecure nature of email, Bank of Commerce advises against including non-public information.)

Online or in-person, we’re always for you.

Quick Contact

We'll never share your email with anyone else. Due to the unsecure nature of email, please do not include non-public information when contacting the bank. We recommend against sharing personal information through this form. By submitting this form you accept our privacy policy.

© 2025 Bank of Commerce

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