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Personal Checking & Savings Accounts:
Home Equity Line of Credit
Introductory rate for 6 months
variable rate thereafter as low as
About the HELOC Promotional Offer
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Offer is only available for “New” Home Equity Line accounts in excess of $20,000.
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Introductory rate and term are as follows: Fixed APR of 3.99% for 6 months, Thereafter, your APR is a variable rate based upon the prime rate as published in The Wall Street Journal plus a margin based on your creditworthiness and other credit criteria.
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Maximum loan to value is 90% on 1st liens and 85% on 2nd lien HELOCs.
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Bank paid closing costs are limited to $500.00 for New Home Equity Line accounts.
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Offer expires 12/31/25.
Complete your to-do
lists with a NEW
Home Equity Line of Credit
In excess of $20,000 and get $500 in bank-paid closing costs*
APPLY FOR OFFER AT
YOUR LOCAL BRANCH
3.99% APR*
7.25% APR*
Watch to learn more about our BOC HELOC opportunities!
*Offer is only available for “New” Home Equity Line accounts in excess of $20,000. Introductory rate and term are as follows: Fixed APR of 3.99% for 6 months, Thereafter, your APR is a variable rate based upon the prime rate as published in The Wall Street Journal plus a margin based on your creditworthiness and other credit criteria. Rates are subject to change. Prime rate is 7.25% as of October 1, 2025. The minimum APR is 3.75% and the maximum APR is 21.00%. Maximum loan to value is 90% on 1st liens and 85% on 2nd lien HELOCs. Bank paid closing costs are limited to $500.00 for New Home Equity Line accounts. Property and flood insurance is required when necessary. The credit limit established will be based on the amount of lendable equity in your home. Some restrictions may apply. Bank of Commerce may refuse this extension of credit based on other criteria. Subject to credit approval. Offer expires 12/31/25.