Pat Ponds joins staff in Starkville + Columbus!

Bank of Commerce welcomes new team member, Pat Ponds, as Senior Executive Officer Assistant. Ponds is an honors graduate of East Mississippi Community College, where she earned her Associates Degree in Banking and Finance. She joins the Bank of Commerce team with over 22 years of banking experience. Mrs. Ponds says she is excited to get to know and assist Bank of Commerce customers with varieties of needs and requests.

Pat Ponds is married to Billy Ponds. The couple shares 8 children, 14 grandchildren, and 8 great grandchildren. In her spare time, Mrs. Ponds and her husband raise and breed Tennessee Walking Horses. She is involved with Daughters of the American Revolution, serving as Regent in the Chuquatonchee Chapter, NSDAR, Houston, MS. She also enjoys volunteering at West Point Hospital as a member of the Auxiliary, where she is currently serving as President. For more information on Bank of Commerce, visit

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