We have a lot of things going for us, but the main thing that sets Bank of Commerce apart is personal relationships. We're a hometown bank, and our mission is to make your financial life as easy as possible.

Individual Checking Account

  • Minimum of $100.00 to open

  • ATM/debit card is available

  • Unlimited check writing

  • Overdraft coverage available

  • Internet banking with bill pay

  • Service fee of $8.50 if balance falls below $500.00

Direct Deposit Account

  • Available for individuals only with a government-issued direct deposit

  • Minimum of $10.00 to open

  • No third party checks or ACH withdrawals

  • Service fee of $3.00 per month, five (5) in-bank withdrawals per statement

Plus Checking (Interest Bearing)

  • Minimum of $1,000.00 to open

  • Pays a variable interest rate

  • ATM/debit card is available

  • Unlimited check writing

  • Free personalized checks (a limit may apply)

  • Overdraft coverage available

  • Internet banking with bill pay

  • Service fee of $10.00 per month if balance falls below $1,000.00

*Plus checking is for individual and non-commercial customers only. This account pays a variable interest rate based on a tiered structure.

Money Market Account

  • Minimum of $2,500.00 to open

  • Earns a market rate of interest

  • Service fee of $8.50 per month if balance falls below $2,500.00

Debit Card - Come by one of our offices to sign up for our debit card and make all your checking transactions easy.

Check Imaging - Your checks and other transactions come copied in a reduced size, with multiple images to a page, in numerical order. The days of bulky envelopes, stuffed inside drawers, are over. Copies of deposit slips are included. Each page is 3-hole punched for easy insertion into the binder we provide. With Check Imaging, you'll have everything together when tax time comes.



Savings accounts are not as simple as they once were. A variety of factors play a role in choosing the right account, such as time frame and the amount of money you are putting away. Whether you're saving for the short term or for retirement, your money is always accessible. Call us and let us help you choose the best option for your needs.

Investment Savings

  • Minimum of $300.00 to open

  • Variable interest rate based on a tiered structure

  • Service fee of $5.00 per quarter if balance falls below $300.00

  • Limited debits allowed


For your convenience and tax savings, we offer various types of Individual Retirement Accounts that mature from six months to five years. Contact us to discuss your IRA needs.


  • CDs with maturities ranging from 29 days to 5 years

  • All certificates of deposit have a substantial penalty for early withdrawal



Bank of Commerce takes pride in our loan department staff and the service we provide. You are assured of receiving personal, concerned interest toward your loan request. All our loans are approved and processed locally to give you faster and more personal service.

Residential Mortgages

Let us help you get a home of your own with fast service, convenient terms and low closing costs. Our loan officers will find a plan to best fit your needs.

Home Improvement Loans

From remodeling to home additions, we can help you achieve your #housegoals.

Personal Loans

Personal loans are available on a secured and unsecured basis. These loans may be installment or single pay.

Vehicle Financing

We make auto loans for the purchase of new cars and trucks up to 72 months. We will finance used cars up to 60 months, depending on age, condition and banking relationship.

Home Equity Loans

Taking advantage of your home's hidden value can be used for home improvements, major purchases, debt consolidation, medical expenses and much more. Use your approved funds at once, or set up a line of credit to use when and where you need it.

Ag and Land Financing

Our locations in Mississippi are surrounded by one of the state's most valuable assets - land. Farming families are vital to our community, and we want to keep their businesses as strong as possible. We offer a variety of loans associated with agriculture.